What is the logic in making this a healthcare INSURANCE reform?

Insurance company profits, although healthy, are a tiny percentage of total health care costs (hospitals, doctors, research, pharmaceuticals, etc.) Isn’t it absurd to miss the point with disproportionate focus on insurance premiums? If you could strip every penny of profit from insurance companies, how will that make the actual COST of care go down? (Doctors, [...]

How expensive is health insurance in the United States is it only a one off payment per year or is it monthly?

I know that there has been a lot of arguments for and against free health in the United States because millions of Americans can’t afford health insurance so I am wondering how much health insurance is in the States and can do you have to pay monthly or yearly plans with insurance companies. Related Blogs [...]

Can you obtain medical insurance coverage that only covers prescription drugs?

I need medical insurance as I cannot afford to keep paying for my prescription drugs out of pocket. Are there any kind of insurance companies that offer only prescription drug coverage? What is the cheapest way to get coverage for this? Related Blogs Lapsed AIG term life insurance? CMS: Seniors Will See Modest Increase In [...]

What's the big deal with the health insurance reform package?

I don’t see why this is such a big deal. Basically most of the package deals with rules for insurance companies, like not denying for pre-existing conditions and not dropping coverage for sick people. The "public option" would hardly cover a few million people, even less than the number covered by Medicaid. So what’s the [...]

What exactly does Obama's health insurance reform comprise of?

How would it differ from the current system?? Considering insurance companies are in favor of it, surely it benefits them, so I am a bit skeptical, would like to learn what it’s all about instead of general meaningless comments or opinions. Thanks. Related Blogs Insurance Company Q&A | tech insurance Nashville Flood Lessons: Do You [...]

Can you sue a health insurance company for denying medical coverage?

My doctor has referred me to have the gastric by-pass surgery. I’ve spent the last 4 months and countless money (of my own) getting all the things the done the insurance company has asked for. This includes psych evaluation, sleep study, nutrition counseling, physicals and documentation to include I have tried at least 2 non-surgical [...]

Who here thinks health insurance is a scam?

Buying insurance is like buying a lottery ticket to get yourself screwed. The only difference is that once you are screwed, you might just get double screwed because the insurance company might refuse payment! Have you calculated how much you have to pay for your health insurance? Also, why do you think the cost is [...]

I am being double-paid by medical insurance and can't fix it. Am I handling this properly? [COMPLEX]?

Okay, through no fault of my own, I am being double-paid by two insurance companies for medical claims. The main goal is to make sure they can’t/won’t charge me with insurance fraud and/or pull coverage because of this situation. The situation: – I have a child with Autism. – Child gets behavioral therapy with an [...]

Can someone explain insurance fraud related to filing medical claims? I need to know whats legal/what's not?

I would like to know what the legal issue is with filing outragious dollar amounts on insurance claims. Do the insurance companies investigate large dollar claims that seem above and beyond? Where do I go for more help? Affordable Health Insurance. Compare the leading carriers side-by-side. P.S. Get instant free quotes, apply from leading online [...]

I work in a nursing facility and need to know where I can get phone #'s for medicare co-insurance companies?

I work in a nursing facility in the admissions office and need to verify insurance prior to admitting a resident. I need phone #’s for insurance companies which are a supplement to medicare such as AARP, Aetna, BCBS, Cigna, United Health Care, Bankers Life, Humana Gold,and other insurance companies. Is there a list of these [...]


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