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Understanding Health Insurance

Understanding Health Insurance


$8.99


Cliffs Notes: Understanding Health Insurance is the best beginning guide to navigating the alphabet soup of health care today. Learn the difference between HMOs, PPOs, POSs and other managed care plans. Find out how to determine which plan is for you and how to make the most of the care offered by your employer. CliffsNotes: Understanding Health Insurance provides expert advice on costs, coverage, claims, consumer rights and more. From your COBRA plan to Blue Cross / Blue Shield, this book will give you the details on the plans offered by major carriers. Filled with information and expert tips on deciphering the language of health insurance. Discover how to distinguish from the many kinds of health care from PPOs to HMOs and beyond. Features advice on dealing with the red-tape of insurance paperwork. 71 percent of Americans under 65 have private health insurance coverage. ( Human Ecology Forum , June 22, 1997)

Maximizing Your Health Insurance Benefits

Maximizing Your Health Insurance Benefits


$72.95


A comprehensive guide designed to help consumers understand the American health insurance system so that they can obtain the benefits to which they are entitled. Epstein explains the ins and outs of both new and traditional health insurance plans, including traditional individual and group policies, HMOs and other types of managed care plans, self-funded plans, Medicare, Medicare HMOs, Medigap, long-term care, COBRA, CHAMPUS, and Medical Savings Accounts. Written by a nationally syndicated columnist, this useful volume also deals with special health insurance issues related to children, adults with special needs, and individuals who may need long-term care. In addition, Epstein provides valuable information for individuals who are in the process of changing jobs or making changes in their marital or family status, choosing a health insurance plan, or arranging long-term careÑincluding placement in a nursing home or an assisted-living facilityÑfor an aging parent. The book has a practical focus with a variety of tables and worksheets to help consumers establish a system for preventing health insurance problems, and for dealing with any health insurance problems that may arise. It also contains answers to common questions about health insurance, and provides a list of organizations that offer detailed information and advice in regard to specific health insurance problems.

The New Health Insurance Solution

The New Health Insurance Solution


$9.99


You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage) You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) You're currently putting money into an IRA or a 401(k)—because you don't realize that an HSA is always a better option You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.