Archive for May, 2009

Medical Insurance and Hospital Benefit

When talk about medical bill, the increasing rates are at a startling pace. There’s a saying, “medical fees are getting very expensive, if you don’t have money, don’t fall sick”, or “high blood pressure and diabetes are wealthy people’s illness, there are not meant for poor people”. These are true, take for example; a diabetes [...]

Health insurance from Uncle Sam gets a look : RICARDO ALONSO-ZALDIVAR

Look out Aetna, Humana and UnitedHealthcare. Senators are meeting behind closed doors to consider whether the federal government should jump into the health insurance business. The government already covers medical care for seniors, disabled people, poor families and many children. But coverage in those programs is restricted to people who meet certain qualifications, including age [...]

New Graduates Must Never Overlook The Short-Term Health Insurance

You don’t have to be rocket scientist to spot an overwhelming increase in the population. It is due to this increase in population that you can see a large number of vehicles running on the world. Driving through these can be a challenge for many but it is true to that most people don’t become [...]

What makes POS health insurance better?

When you talk about the health insurance coverage types, the ‘Point-of-Service’ POS will come into the discussion. This is one of the most preferred types of coverage right now in the market. The POS is simply referred to as the managed care insurance system, and this insurance type effectively combines the features of the HMO [...]

Seniors Seek to Reduce Healthcare Costs as Premiums Increase

Health Net implemented an across-the-board increase in California Medicare supplement insurance plan premiums July 1, 2009, causing many senior citizens to look for new ways to maximize healthcare dollars and minimize expenses. Even for seniors not affected by the Health Net rate increase, in the current economy it could be beneficial to shop around, since [...]

Why Women Pay More for Health Insurance and When It Will End : Lauren Fritsky

Women between the ages of 18 and 55 — you — shell out 25 to 50 percent more than men for identical health insurance. Ludicrous, we know. But last Tuesday the health-care industry offered to help a sister out by not charging women higher premiums than men. (This is after insurers said in November that [...]

The Importance Of Asset Protection Prior To Applying For Medicaid

In the U.S. approximately half the persons reaching age sixty-five will reside in a nursing home at some point in their lives. In the ideal scenario, these persons would receive the care they need and would have insurance to pay for those services. The Deficit Reduction Act (DRA) was passed by the Bush Administration in [...]

US Congressional Republicans Split On Health-Care Plans : Patrick Yoest

A group of Republicans in the U.S. House of Representatives and the Senate issued an alternative health-care proposal that would scrap the tax exclusion for employer-provided health benefits on Wednesday at the same time a group of moderate House Republicans outlined their own approach on health care. At the same time, a number of Senate [...]

Health insurers’ ‘near-monopoly’ : PHIL GALEWITZ

In the health insurance business, size matters. Bigger companies can more easily spread risk and overhead costs and exact steeper discounts from doctors and hospitals. But the giant companies that dominate Florida’s health insurance market are stifling competition and escalating premiums, said a report issued Wednesday by a consortium of national and Florida consumer groups. [...]

Blue Cross Blue Shield Offers Great Health Insurance Plans To Everyone

Did you know that the average cost of getting heart bypass surgery is nearly $60,000? Do you have that much money laying around incase something happens to you or a loved one? Most people don’t. This is why it is extremely important for people to be covered by an insurance company. The costs of medical [...]


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